1. What Are First Party Benefits? When the Pennsylvania Motor Vehicle Financial Responsibility Law (PMVFRL) first became the law in Pennsylvania, everyone was required to carry $10,000.00 in first party medical benefits and $5,000.00 of first party wage loss benefits. This changed some time ago and now you are only required by law to carry […]
Pennsylvania Injury Statutes of Limitations
All claims against others for injuries have important time limitations within which you must either resolve the claim through settlement or file a formal lawsuit to preserve your claim. This is called a statute of limitations or limitation of actions. Different types of injury claims have different limitations periods. For example, a workers’ compensation claim […]
Subrogation Against Workers’ Comp Benefits
When you’re injured on the job, many times it is the fault of someone other than yourself, your employer or a coemployee. For example, you could be involved in an automobile accident while driving for work that is the other driver’s fault. Your job might require you to be on someone else’s property, and through […]
5 Things You Should Know About Private Health Insurance Plan Reimbursement From Your Recovery For An Auto Accident
1. Minimum Required Medical Coverage Under Pennsylvania Auto Insurance You are only required to carry a minimum amount of $5,000.00 in first party medical payments under the Pennsylvania Motor Vehicle Financial Responsibility Law (PMVFRL) to pay for auto accident related medical treatment under your personal auto insurance policy. First party benefits are paid for medical treatment […]